Credit Samadhaan, India’s first AI-powered platform to repair bad credit scores, has now expanded to over 700 Kendras in 18 states, helping thousands of people access loans and financial opportunities. With 1,000+ satisfied customers, it’s more than just numbers — it’s about giving hope when banks say NO.
The Journey of Piyush Nagar
Founder Piyush Nagar faced immense hardships early in life. Losing his father at 8, he sold ice candies and did small jobs to fund his education. Through determination, he became an engineer and built Sixth Sense IT Solutions in 2009, serving over 4,000 clients worldwide.
While working with a rural fintech startup, he discovered that:
👉 Out of 1 lakh loan applications, 99,300 were rejected, with 70% failing due to poor credit scores.
Determined to help, he spent 1.5 years developing Credit Samadhaan, which uses AI to repair credit scores in just 45 days.
Tech Meets Humanity
Credit Samadhaan Kendras are physical help centers where trained local partners guide people, repair credit, and provide financial guidance. Today, 700+ Kendras support farmers, small businesses, homebuyers, and salaried individuals, while also creating local employment.
Recognition & Impact
The company has earned national acclaim:
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Supported by IIM Ahmedabad, IIM Bangalore, STPI
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Winner of Octane 5.0 (STPI) – 2024 and Bharat Pitchathon 3.0 – 2024
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Featured among Top 100 Startups by TGS & TiECon Vadodara
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Featured among Top 50 Startups by Tata Social Enterprise Challenge
Beyond Business
For Piyush, this is a mission. He wants to reduce financial stress, restore dignity, and prevent debt-related crises.
From selling ice candies to leading a nationwide financial revolution, Piyush Nagar and Credit Samadhaan prove:
Technology with purpose doesn’t just fix credit scores — it transforms lives.
