In Indore, away from the spotlight of big advertising, a quiet revolution is underway. It’s the story of one man’s determination to turn personal struggles into a mission that is changing the financial lives of people across India.
A Journey Built on Resilience
Piyush Nagar lost his father when he was only 8 years old. To support his family, he began selling ice candies as a child. Life was difficult, but he held on to his dream of education. His perseverance paid off — he became an engineer and later the founder of Sixth Sense IT Solutions, a global technology company serving over 4,000 clients.
Despite his success, one question troubled him deeply:
Why are hardworking people denied financial opportunities simply because of a low credit score?
The Reality That Sparked a Mission
While working in a village, Piyush came across a staggering statistic — out of 1,00,000 loan applications, 99,300 were rejected due to low credit scores. The problem wasn’t dishonesty or fraud; it was lack of awareness about how credit works.
This moment inspired him to create a solution that could give people a second chance.
The Rise of Credit Samadhaan
Thus, Credit Samadhaan was born — a technology platform powered by Artificial Intelligence. It carefully scans a person’s credit report, highlights issues or errors, and provides a clear roadmap for improving the score. Many users see results in as little as 45 days.
But Piyush knew that technology alone wasn’t enough.
Credit Kendras — Bringing Help Closer to People
To ensure support reached even small towns and villages, he launched Credit Samadhaan Kendras in 18 states. Here, trained Credit Coaches personally guide people through the process of understanding and fixing their credit.
These centers go beyond credit repair — they:
- Help farmers secure funds for crops and equipment.
- Enable small businesses to access growth capital.
- Train locals to become Credit Coaches, creating jobs and spreading financial literacy.
Changing Lives Beyond Numbers
Credit rejection has painful consequences:
- Farmers can’t buy seeds or machinery.
- Families struggle with higher interest rates.
- Entrepreneurs miss opportunities to expand.
By addressing these barriers, Credit Samadhaan is restoring dignity, opportunity, and hope to countless lives.
Recognition Across India
Credit Samadhaan has already been recognized by IIM Ahmedabad, IIM Bangalore, and STPI, and has won awards such as Octane 5.0 and Bharat Pitchathon. It was also chosen among the Top 50 Social Enterprises by the Tata Social Challenge.
With investment from Inflection Point Ventures, the initiative is growing faster, expanding its reach across the country.
A Mission with Heart
For Piyush, this is not just about finance. He believes financial rejection doesn’t just block opportunities — it breaks confidence and sometimes pushes people into depression. His mission is clear:
- To reduce financial stress.
- To prevent tragedies linked to debt.
- To give people a chance to start over.
The Future Ahead
With 1,000+ clients and 464 partners, Credit Samadhaan is growing rapidly with a vision to empower millions of Indians.
More Than a Company — A Movement
This is not only the story of a business, but of a man who turned adversity into purpose.
Through Credit Samadhaan, Piyush Nagar is proving that technology can restore trust, create opportunity, and give millions of Indians a second chance at financial freedom.
👉 Discover more at: [www.creditsamadhaan.com]
